Cosmos Services (America) Inc., has experienced professional consultants who will help you manage your employee benefits program. We provide assistance with employee benefits related issues such as enrollment, termination, trouble shooting and employee communications. We will assist you in evaluating and controlling the cost of your program. We help our clients understand their benefits and feel confident managing their program. We also provide useful employee benefits related compliance information about today's complicated government regulations.
 
  Strategic Planning
    Our consulting approach is that we review and analyze the facts. This part of fact finding is extremely important to achieve the suitable results. We spend a lot of time reviewing your current plans and arrangements. We will help you define objectives and develop a strategy to achieve your goals.
     
  Cost Control Analysis
    Cosmos Services (America) Inc. provides several cost control techniques to ensure that your company has a cost effective employee benefit program. We review and analyze the set up of your plan to achieve a desirable outcome.
     
  Financial Analysis
    It is not simple to analyze the financial statement from your service providers. Cosmos Services (America) Inc. reviews and analyzes the financial reports to highlight the status and provide forecasting. Our professional consultants will review your financial reports and provide technical analysis to help you determine your objective.
     
  Funding Alternatives
    Cosmos Services (America) Inc. can set up variety of funding arrangements with your benefit programs. We offer from fully insured to self funded plans. We also arrange HSA, MSA, HRA and MERP. It is critical that you utilize professional consultation services to select a cost effective funding arrangement for your company. Cosmos Services (America) Inc. has experienced professionals to assist in this field.
     
  Sec 125 Cafeteria Plans
    Cosmos Services (America) Inc. arranges all types of Sec. 125 cafeteria plans. From premium only plans, FSA and dependent care accounts to the more complicated cafeteria arrangement, we will help you understand the advantages to each of these options.
     
  Benefit Statements
    Cosmos Services (America) Inc. can provide an individualized benefit statement to your employees. This personalized report might be an eye-opener for many of your employees who donft appreciate the true value of being a part of your organization. This is one of the most effective communication tools that your company can make available to your employees. We provide both hard copy and on-line web or intra net versions. Our fees for the benefit statements are extremely reasonable compared to others available in the marketplace. Please take a look at our samples.
     
  Employee Opinion Survey
    Cosmos Services (America) Inc. often conducts employee opinion surveys to help our clients to define company directions and objectives. Conducting an employee opinion survey provides a good understanding between employer and employees. Good communication between employer and employees is essential to having a successful business operation.
     
  Employee Assistance Program
    This program has been very popular. Cosmos Services (America) Inc. recommends appropriate EAP providers based on the group's demographics. We deal with quality EAP providers throughout the United States.
     
  On-Line Enrollment and HR Management Systems
    Cosmos Services (America) Inc. can bring state of the art internet-based HR management systems to your company. Internet-based systems have many advantages, the most significant being that they spare you the hassle and expense of setting up and maintaining a dedicated server. An internet-based system is the direction for the future of HR management. Please contact us for a demonstration.
     
  Wellness Programs
    It is the current trend that many of our clients are considering wellness programs. Educating your employee to live healthier and be happier is one of the best strategies for success. Not only can you potentially save on insurance claim costs but you may also increase employee morale and productivity. Many studies show that implementing wellness programs is one of the best solutions to keeping your insurance costs down. Please contact us for more details.
     
  Key-Man Plans
    Cosmos Services (America) Inc. offers many types of executive compensation programs to attract and to retain key executives for your company. We have several different methods of setting up these programs. As a part of our service, we draft all the necessary paperwork for your company. Please contact us for more detailed information.
 
  Note: Nothing stated herein is intended to supersede or replace any provisions of the actual insurance policies and the coverage and risks underwritten by those policies. Insurance policies contain many conditions, exclusions and other terms which are not explained or described in this summary which is only for general information purposes. You must always review the actual insurance policies for the precise wording of the coverage, terms, conditions and limits which apply to you and your particular insurance.
 
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